Company Analysis BankFinancial Corporation
1. Summary
Advantages
- Dividends (3.45%) are higher than the sector average (1.68%).
- The stock's return over the last year (16.22%) is higher than the sector average (2%).
Disadvantages
- Price (12.04 $) is higher than fair price (3.33 $)
- Current debt level 2.7% has increased over 5 years from 0.0041%.
- The company's current efficiency (ROE=2.61%) is lower than the sector average (ROE=6.45%)
Similar companies
2. Share price and performance
2.1. Share price
2.2. News
2.3. Market efficiency
| BankFinancial Corporation | Financials | Index | |
|---|---|---|---|
| 7 days | -2.4% | -0% | 7% |
| 90 days | -8.3% | -14.6% | -3.8% |
| 1 year | 16.2% | 2% | 14.7% |
BFIN vs Sector: BankFinancial Corporation has outperformed the "Financials" sector by 14.21% over the past year.
BFIN vs Market: BankFinancial Corporation has outperformed the market by 1.48% over the past year.
Stable price: BFIN is not significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical variations of +/- 5% per week.
Long period: BFIN with weekly volatility of 0.3119% over the past year.
3. Summary of the report
4. Fundamental Analysis
4.1. Stock price and price forecast
Above fair price: The current price (12.04 $) is higher than the fair price (3.33 $).
Price is higher than fair: The current price (12.04 $) is 72.3% higher than the fair price.
4.2. P/E
P/E vs Sector: The company's P/E (38.09) is higher than that of the sector as a whole (21.41).
P/E vs Market: The company's P/E (38.09) is lower than that of the market as a whole (90.33).
4.2.1 P/E Similar companies
4.3. P/BV
P/BV vs Sector: The company's P/BV (0.9922) is higher than that of the sector as a whole (0.6373).
P/BV vs Market: The company's P/BV (0.9922) is lower than that of the market as a whole (9.51).
4.3.1 P/BV Similar companies
4.4. P/S
P/S vs Sector: The company's P/S indicator (3.15) is lower than that of the sector as a whole (4.53).
P/S vs Market: The company's P/S indicator (3.15) is lower than that of the market as a whole (10.25).
4.4.1 P/S Similar companies
4.5. EV/Ebitda
EV/Ebitda vs Sector: The company's EV/Ebitda (-6.01) is lower than that of the sector as a whole (9.57).
EV/Ebitda vs Market: The company's EV/Ebitda (-6.01) is lower than that of the market as a whole (51.38).
5. Profitability
5.1. Profitability and revenue
5.2. Earnings per share - EPS
5.3. Past profitability Net Income
Yield Trend: Negative and has fallen by -11.11% over the last 5 years.
Accelerating profitability: The return for the last year (0%) exceeds the average return for 5 years (-11.11%).
Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-7.77%).
5.4. ROE
ROE vs Sector: The company's ROE (2.61%) is lower than that of the sector as a whole (6.45%).
ROE vs Market: The company's ROE (2.61%) is lower than that of the market as a whole (9.57%).
5.5. ROA
ROA vs Sector: The company's ROA (0.2788%) is lower than that of the sector as a whole (6.1%).
ROA vs Market: The company's ROA (0.2788%) is lower than that of the market as a whole (6.63%).
5.6. ROIC
ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (5.05%).
ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (11%).
7. Dividends
7.1. Dividend yield vs Market
High yield: The dividend yield of the company 3.45% is higher than the average for the sector '1.68%.
7.2. Stability and increase in payments
Dividend stability: The company's dividend yield 3.45% has been steadily paid over the past 7 years, DSI=0.86.
Weak dividend growth: The company's dividend yield 3.45% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.
7.3. Payout percentage
Dividend Coverage: Current payments from income (122.42%) are at an uncomfortable level.
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