NASDAQ: CZFS - Citizens Financial Services, Inc.

Доходность за полгода: +45.91%
Сектор: Financials

График акции Citizens Financial Services, Inc.


О компании

Citizens Financial Services, Inc. operates as the bank holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services.

подробнее
The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

EBITDA 0.0236
EV/EBITDA 11.25
IPO date 2001-01-02
ISIN US1746151042
Industry Banks
P/BV 1.37
P/E 10.92
P/S 3.65
Sector Financials
Валюта usd
Валюта отчета usd
Выручка 0.0583
Див.доход ао 4.4
Дивиденд ао 0.9751
Сайт https://www.firstcitizensbank.com
Цена ао 44
Число акций ао 0.00438 млрд
Изменение цены за день: -3.25% (66.16)
Изменение цены за неделю: -3.28% (66.18)
Изменение цены за месяц: -9.4% (70.65)
Изменение цены за 3 месяца: +13.49% (56.4)
Изменение цены за полгода: +45.91% (43.87)
Изменение цены за год: -1.1% (64.72)
Изменение цены за 3 года: +3.96% (61.5696)
Изменение цены за 5 лет: +1.6% (63)
Изменение цены за 10 лет: 0% (64.01)
Изменение цены с начала года: -1.3% (64.85)

Недооценка

Название Значение Оценка
P/S 2.06 7
P/BV 1.02 9
P/E 15.99 7
EV/EBITDA 1504.57 1
Итого: 6.38

Эффективность

Название Значение Оценка
ROA, % 0.5968 1
ROE, % 6.37 2
Итого: 1.33

Дивиденды

Название Значение Оценка
Div yield, % 3.6 9
DSI 0.9286 9.29
Итого: 6.74

Долг

Название Значение Оценка
Debt/EBITDA 1436.21 0
Итого: 2

Импульс роста

Название Значение Оценка
Доходность Revenue, % 48.09 6
Доходность Ebitda, % -35.29 0
Доходность EPS, % -24.18 0
Итого: 1.6

Дивиденд, % Дивиденд По итогам периода Купить до Дата закрытия реестра Выплата до
1.11% 0.49 II кв. 2024 11.09.2024 13.09.2024 30.09.2024
1.11% 0.49 IV кв. 2023 12.03.2024 14.03.2024 29.03.2024
0.92% 0.49 III кв. 2023 12.12.2023 14.12.2023 29.12.2023

Дата сделки Дата раскрытия Инсайдер Тип Цена Объем Количество Доля до, % Доля после, % Документ
25.07.2024 26.07.2024 Read Craig Jack
Controller
Продажа 43.26 170 358 3938 0 0 cсылка

Институционалы Объем Доля, %
Blackrock Inc. 281347 7.16
Vanguard Group Inc 219213 5.58
Citizens & Northern Corp 88437 2.25
Geode Capital Management, LLC 87794 2.23
State Street Corporation 68401 1.74
Hudock, Inc. 40401 1.03
Terrapin Asset Management, LLC 37460 0.95
Fourthstone LLC 37040 0.94
Northern Trust Corporation 36326 0.92
Charles Schwab Investment Management, Inc. 31938 0.81

ETF Доля, % Доходность за год, % Дивиденды, %
WisdomTree US Smallcap Quality Dividend Growth Fund 0.11321 29.85 2.7505
iShares Micro-Cap ETF 0.06322 11.9 1.54048
Invesco FTSE RAFI US 1500 Small-Mid ETF 0.01664 11.83 1.75869
WisdomTree U.S. SmallCap Fund 0.01422 8.31 1.80258
Avantis U.S Small Cap Equity ETF 0.01317 27.77 1.68271
Vanguard Russell 2000 ETF 0.01 10.65 1.48801
Schwab U.S. Small-Cap ETF 0.00637 9.77 1.51433
ProShares UltraPro Russell2000 0.00542 89.82 1.47873
Avantis U.S. Small Cap Value ETF 0.0022 29.3 2.3212
iShares Russell 2000 Growth ETF 0.00193 38.04 0.6026
ProShares Hedge Replication ETF 0.00158 5.92 1.47892
Dimensional US Small Cap Value ETF 0.0008 25.85 1.97866
Avantis U.S. Equity ETF 0.00057 19.28 1.59151
iShares Russell 3000 ETF 0.00051 23.53 1.43482
Dimensional U.S. Targeted Value ETF 0.00046 26.01 1.93487
Schwab U.S. Broad Market ETF 0.0004 23.81 1.43354
Dimensional U.S. Equity ETF 0.00031 31.53 1.3557
Dimensional U.S. Core Equity 2 ETF 0.00004 30.76 1.47098
Vanguard Russell 3000 ETF 0 31.87 1.43817
Vanguard Russell 2000 Growth ETF 0 14.28 0.60264



Руководитель Должность Оплата Год рождения
Mr. Randall E. Black Vice Chairman, President & CEO 665.33k 1967 (58 лет)
Mr. Stephen J. Guillaume Executive VP & CFO 174.22k 1977 (48 лет)
Ms. Kathleen M. Campbell CFMP Senior VP, CFMP & Director of Marketing of First Citizens National Bank 109.5k 1961 (64 года)
Ms. Cynthia T. Pazzaglia Senior Vice President of Human Resources N/A 1959 (66 лет)
Marina Smalanaskas Senior VP & Southcentral Market Executive N/A 1972 (53 года)
Mr. Anthony Manerchia Senior VP & Chief Banking Officer N/A
Ms. Gina Marie Boor Corporate Secretary N/A
Mr. Jeffrey L. Wilson Executive VP & Chief Lending Officer of First Citizens Community Bank 213.98k 1962 (63 года)
Mr. Jeffrey B. Carr Senior VP & Chief Retail Banking Officer of First Citizens Community Bank 153.64k 1970 (55 лет)
Mr. Jeffrey R. White Chief Operating Officer 1985 (40 лет)

Адрес: United States, Mansfield. PA, 15 South Main Street - открыть в Google картах, открыть Яндекс картах
Сайт: https://www.firstcitizensbank.com