NASDAQ: FISI - Financial Institutions, Inc.

Доходность за полгода: +6.7%

График акции Financial Institutions, Inc.


О компании

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts.

Подробнее
Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services, such as life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Основные параметры

Выручка 0.1699
EBITDA 0.0607
Число акций ао 0.01548 млрд
P/E 10.48
P/S 3.01
P/BV -35.28
EV/EBITDA 11.12
Цена ао 17.36
ISIN US3175854047
Сайт https://www.fisi-investors.com
Изменение цены за день: +4.14% (16.67)
Изменение цены за неделю: -3.13% (17.92)
Изменение цены за месяц: -4.98% (18.27)
Изменение цены за 3 месяца: -18.27% (21.24)
Изменение цены за полгода: +6.7% (16.27)
Изменение цены за год: -5.24% (18.32)
Изменение цены с начала года: -17.25% (20.98)


Все параметры ⇨

Оценка

Недооценка

Название Значение Оценка
P/S 3.01 1
P/BV -35.28 10
P/E 10.48 10
EV/EBITDA 11.12 8
Итого:

Эффективность

Название Значение Оценка
ROA, % 0.878 1
ROE, % 31.68 9
Итого:

Дивиденды

Название Значение Оценка
Div yield, % 6.44 10
DSI 0.93 9
Итого:

Долг

Название Значение Оценка
Debt/EBITDA 5.44 1
Итого:

Импульс роста

Название Значение Оценка
Рост прибыли, % 32.82 7
Рост цены акции, % 0 0
Рост дивидендов, % 7.52 2
Итого:

Дивиденды

Дивиденды, % Дивиденды По итогам периода Купить до Дата закрытия реестра Выплата до
1.66% 0.3 IV кв. 2023 12.03.2024 14.03.2024 29.03.2024
1.83% 0.3 III кв. 2023 11.12.2023 13.12.2023 28.12.2023

Основные владельцы

Институционалы Объем Доля, %
Blackrock Inc. 1379376 8.95
Dimensional Fund Advisors LP 1027186 6.67
Vanguard Group Inc 768466 4.99
Commonwealth Equity Services, LLC 573332 3.72
Renaissance Technologies, LLC 353400 2.29
LSV Asset Management 344957 2.24
Geode Capital Management, LLC 325359 2.11
Canandaigua National Bank & Trust Corporation 300672 1.95
State Street Corporation 277086 1.8
Acadian Asset Management. LLC 233718 1.52

Руководство компании

Руководитель Должность Оплата Год рождения
Mr. Martin K. Birmingham President, CEO & Director 1.12M 1966 (58 лет)
Mr. William Jack Plants II Executive VP, CFO & Treasurer 419.7k 1984 (40 лет)
Mr. Kevin B. Quinn Senior VP & Chief Commercial Banking Officer 410.58k 1964 (60 лет)
Ms. Kate Croft Director of Investor & External Relations N/A
Mr. Samuel J. Burruano Jr. Executive VP, Chief Legal Officer & Corporate Secretary 348.03k 1969 (55 лет)
Ms. Blake G. Jones Senior VP & Chief Marketing Officer N/A
Ms. Laurie R. Collins Chief Human Resources Officer N/A 1984 (40 лет)
Mr. Michael David Grover CPA Senior VP, Director of Financial Planning & Analysis and Tax N/A 1972 (52 года)
Mr. Craig J. Burton Senior VP, Commercial Real Estate Executive & Finger Lakes/Southern Tier NY Regional President 418.18k 1958 (66 лет)
Mr. Scott D. Bader Senior VP & Chief Information Security Officer N/A

Информация о компании

Адрес: United States, Warsaw. NY, 220 Liberty Street - открыть в Google картах, открыть Яндекс картах
Сайт: https://www.fisi-investors.com
Телефон: +tel:5857861100