NASDAQ: DAVE - Dave Inc.

Yield per half year: +670.32%
Sector: Technology

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1. Summary

Disadvantages

  • Negative review Price (40.75 $) is higher than fair price (36.68 $)
  • Negative review Dividends (0%) are below the sector average (1.7136%).
  • Negative review The stock's return over the last year (581.44%) is lower than the sector average (2641732586.8%).
  • Negative review Current debt level 61.67% has increased over 5 years from 0%.
  • Negative review The company's current efficiency (ROE=-50.11%) is lower than the sector average (ROE=14.48%)

2. Share price and performance

2.1. Share price

2.2. News

2.3. Market efficiency

Dave Inc. Technology Index
7 days 8.1% -0% 1.4%
90 days 317.5% 1.3% 8.9%
1 year 581.4% 2641732586.8% 35.5%

Negative review DAVE vs Sector: Dave Inc. has significantly underperformed the "Technology" sector by -2641732005.37% over the past year.

Positive review DAVE vs Market: Dave Inc. has outperformed the market by 545.89% over the past year.

Negative review Highly volatile price: DAVE is significantly more volatile than the rest of the market on "NASDAQ" over the last 3 months, with typical deviations of more than +/- 15% per week.

Long period: DAVE with weekly volatility of 11.18% over the past year.

3. Summary of the report

3.1. General

P/E: 0
P/S: 0.3842

3.2. Revenue

EPS -4.07
ROE -50.11%
ROA -15.76%
ROIC -12.08%
Ebitda margin -14.15%

4. Fundamental Analysis

4.1. Stock price and price forecast

The fair price is calculated taking into account the Central Bank refinancing rate and earnings per share (EPS)

Negative review company.analysis.fundamental.minus11_title: The current price (40.75 $) is higher than the fair price (36.68 $).

Negative review Price is higher than fair: The current price (40.75 $) is 10% higher than the fair price.

4.2. P/E

Positive review P/E vs Sector: The company's P/E (0) is lower than that of the sector as a whole (84.28).

Positive review P/E vs Market: The company's P/E (0) is lower than that of the market as a whole (55.96).

4.2.1 P/E Similar companies

4.3. P/BV

Positive review P/BV vs Sector: The company's P/BV (1.1433) is lower than that of the sector as a whole (38.44).

Positive review P/BV vs Market: The company's P/BV (1.1433) is lower than that of the market as a whole (2.34).

4.3.1 P/BV Similar companies

4.4. P/S

Positive review P/S vs Sector: The company's P/S indicator (0.3842) is lower than that of the sector as a whole (38.11).

Positive review P/S vs Market: The company's P/S indicator (0.3842) is lower than that of the market as a whole (10.03).

4.4.1 P/S Similar companies

4.5. EV/Ebitda

Positive review EV/Ebitda vs Sector: The company's EV/Ebitda (-6.52) is lower than that of the sector as a whole (59.01).

Positive review EV/Ebitda vs Market: The company's EV/Ebitda (-6.52) is lower than that of the market as a whole (22.37).

5. Profitability

5.1. Profitability and revenue

5.2. Earnings per share - EPS

5.3. Past profitability Ebitda

Negative review Yield Trend: Negative and has fallen by -990% over the last 5 years.

Positive review Accelerating profitability: The return for the last year (-60.44%) exceeds the average return for 5 years (-990%).

Negative review Profitability vs Sector: The return for the last year (-60.44%) is lower than the return for the sector (-13.03%).

5.4. ROE

Negative review ROE vs Sector: The company's ROE (-50.11%) is lower than that of the sector as a whole (14.48%).

Negative review ROE vs Market: The company's ROE (-50.11%) is lower than that of the market as a whole (31.39%).

5.5. ROA

Negative review ROA vs Sector: The company's ROA (-15.76%) is lower than that of the sector as a whole (7.98%).

Negative review ROA vs Market: The company's ROA (-15.76%) is lower than that of the market as a whole (6.22%).

5.6. ROIC

Negative review ROIC vs Sector: The company's ROIC (-12.08%) is lower than that of the sector as a whole (19.69%).

Negative review ROIC vs Market: The company's ROIC (-12.08%) is lower than that of the market as a whole (10.68%).

6. Finance

6.1. Assets and debt

Positive review Debt level: (61.67%) is quite low in relation to assets.

Negative review Increasing debt: over 5 years, the debt has increased from 0% to 61.67%.

Negative review Excess of debt: The debt is not covered by net income, percentage -373.81%.

6.2. Profit growth and share price

7. Dividends

7.1. Dividend yield vs Market

Negative review Low yield: The dividend yield of the company 0% is below the average for the sector '1.7136%.

7.2. Stability and increase in payments

Negative review Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.

Negative review Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 0 years.

7.3. Payout percentage

Negative review Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.

8. Insider trades

8.1. Insider trading

Positive review Insider Buying Exceeds insider sales by 100% over the last 3 months.

8.2. Latest transactions

No insider transactions have been recorded yet