Max Chat
Navient
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
9/10
|
10.8 | 21.64 | -50.08% | 6.92 | +56.12% |
| P/S |
|
0.3714 | 4.6 | -91.93% |
|
|
| P/BV |
|
0.5357 | 0.7242 | -26.03% |
|
|
| P/FCF |
|
4.66 | 10.12 | -53.95% |
|
|
| Ev/Ebitda |
|
17.28 | 11.59 | 49.11% |
|
|
| Ev/S |
|
12.76 | 5.01 | 154.83% |
|
|
| Ev/FCF |
|
105.88 | 16.15 | 555.65% |
|
|
| E/P |
|
0.0612 | 0.1234 | -50.42% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
10/10
|
73.85 | 31.99 | 130.86% | 152.21 | -51.48% |
| ROE |
|
4.85 | 6.45 | -24.78% |
|
|
| ROA |
|
0.2315 | 6.1 | -96.2% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
3.44 | 25.38 | -86.45% |
|
|
| ROCE |
|
130.52 | 1.05 | 12354.07% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
17.03 | 2.31 | 636.61% | 21.09 | -19.24% |
| Nеt Debt/Ebitda |
|
16.77 | 1.21 | 1284.49% |
|
|
| Debt/Ratio |
|
0.925 | 0.2035 | 354.45% |
|
|
| Debt/Equity |
|
18.61 | 3.76 | 394.64% |
|
|
| Debt/Net Income |
|
365.69 | 3.09 | 11724.43% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
10/10
|
4.26 | 2.31 | 84.77% | 4.02 | +5.87% |
| Number of years of dividend growth |
|
0 | 3.5 | -100% | ||
| DSI |
|
1 | 0.7903 | 26.54% |
|
|
| Average dividend growth |
|
0 | 3.34 | -100% |
|
|
| Average percentage for 5 years |
|
4.02 | 2.07 | 93.97% |
|
|
| Average percentage for payments |
|
26.61 | 39.82 | -33.18% |
|
|
| Difference from average difference in sector |
|
1.95 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
10/10
|
125.38 | 45.52 | 175.44% | ||
| Growth impulse Ebitda in 5 years |
|
8.19 | 120.64 | -93.21% | ||
| Growth impulse Net Income in 5 years |
|
-68.2 | 66.25 | -202.94% | ||
| Growth impulse FCF in 5 years |
|
-53.5 | 62.25 | -185.94% | ||
| Growth impulse EPS in 5 years |
|
-43.04 | 240.33 | -117.91% |
IP Score
4.46/10
