Provident Bancorp, Inc.
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
6/10
|
26.2 | 21.41 | 22.35% | 13.74 | +90.6% |
| P/S |
|
3.45 | 4.53 | -23.87% |
|
|
| P/BV |
|
0.8243 | 0.6373 | 29.34% |
|
|
| P/FCF |
|
0 | 10.93 | -100% |
|
|
| Ev/Ebitda |
|
27.17 | 9.57 | 184.04% |
|
|
| Ev/S |
|
0.5592 | 4.28 | -86.94% |
|
|
| Ev/FCF |
|
2.68 | 15.45 | -82.65% |
|
|
| E/P |
|
0 | 0.1829 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
3.63 | 25.81 | -85.94% | 7.89 | -54% |
| ROE |
|
3.21 | 6.45 | -50.22% |
|
|
| ROA |
|
0.4456 | 6.1 | -92.7% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
13.15 | 25.09 | -47.57% |
|
|
| ROCE |
|
0.4643 | 9.51 | -95.12% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
1/10
|
4.77 | -9.2 | -151.85% | 21.45 | -77.76% |
| Nеt Debt/Ebitda |
|
-79.59 | 24.82 | -420.71% |
|
|
| Debt/Ratio |
|
0.006 | 0.1875 | -96.8% |
|
|
| Debt/Equity |
|
0.0414 | 0.3887 | -89.35% |
|
|
| Debt/Net Income |
|
1.32 | 1.73 | -23.92% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.69 | -100% | 0.9012 | -100% |
| Number of years of dividend growth |
|
0 | 3.46 | -100% | ||
| DSI |
|
0.625 | 0.7628 | -18.07% |
|
|
| Average dividend growth |
|
-1.88 | 3.14 | -159.8% |
|
|
| Average percentage for 5 years |
|
0.9012 | 2.05 | -56.12% |
|
|
| Average percentage for payments |
|
54.12 | 43.16 | 25.38% |
|
|
| Difference from average difference in sector |
|
-1.69 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-4.7 | 72.64 | -106.47% | ||
| Growth impulse Ebitda in 5 years |
|
-86.98 | 139.42 | -162.39% | ||
| Growth impulse Net Income in 5 years |
|
-39.41 | 114.69 | -134.36% | ||
| Growth impulse FCF in 5 years |
|
-33.38 | 183.16 | -118.22% | ||
| Growth impulse EPS in 5 years |
|
-34.46 | 264.09 | -113.05% |
IP Score
3.82/10
