Sterling Bancorp, Inc. (Southfield, MI)
Underestimation
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| P/E |
4/10
|
39.46 | 21.78 | 81.17% | 9.88 | +299.16% |
| P/S |
|
2.26 | 4.23 | -46.63% |
|
|
| P/BV |
|
0.8925 | 0.5943 | 50.18% |
|
|
| P/FCF |
|
0 | 31.98 | -100% |
|
|
| Ev/Ebitda |
|
-171.43 | 15.38 | -1214.32% |
|
|
| Ev/S |
|
-1.76 | 4.25 | -141.46% |
|
|
| Ev/FCF |
|
8.9 | 46.72 | -80.95% |
|
|
| E/P |
|
0 | 0.1288 | -100% |
|
|
Efficiency
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Ebitda margin |
1/10
|
1.03 | 22.3 | -95.39% | 29.44 | -96.51% |
| ROE |
|
2.26 | 6.37 | -64.5% |
|
|
| ROA |
|
0.3063 | 5.98 | -94.87% |
|
|
| ROIC |
|
0 | 5.05 | -100% |
|
|
| ROS |
|
5.72 | 23.15 | -75.29% |
|
|
| ROCE |
|
8.97 | -7.53 | -219.07% |
|
|
Debt
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Debt/Ebitda |
0/10
|
40.58 | -8.67 | -567.83% | 19.68 | +106.18% |
| Nеt Debt/Ebitda |
|
-391.18 | 19.41 | -2115.49% |
|
|
| Debt/Ratio |
|
0.0223 | 0.2087 | -89.31% |
|
|
| Debt/Equity |
|
8.57 | 14.67 | -41.56% |
|
|
| Debt/Net Income |
|
7.29 | 5.33 | 36.62% |
|
|
Dividends
| Parameter | Grade | Value | Sector average | Difference with sector, % | Average for 5 years | Difference from average, % |
|---|---|---|---|---|---|---|
| Dividend yield |
0/10
|
0 | 1.73 | -100% | 0.3406 | -100% |
| Number of years of dividend growth |
|
0 | 2.96 | -100% | ||
| DSI |
|
0.7 | 0.7848 | -10.81% |
|
|
| Average dividend growth |
|
-25 | 1.61 | -1649.98% |
|
|
| Average percentage for 5 years |
|
0.3406 | 2.03 | -83.19% |
|
|
| Average percentage for payments |
|
20.83 | 48.09 | -56.68% |
|
|
| Difference from average difference in sector |
|
-1.73 |
Growth impulse
| Parameter | Grade | Value | Sector average | Difference with sector, % | ||
|---|---|---|---|---|---|---|
| Growth impulse Revenue in 5 years |
0/10
|
-42.39 | 7493.33 | -100.57% | ||
| Growth impulse Ebitda in 5 years |
|
-91 | 189.92 | -147.91% | ||
| Growth impulse Net Income in 5 years |
|
-74.61 | 111.34 | -167.01% | ||
| Growth impulse FCF in 5 years |
|
-136.26 | 91.75 | -248.51% | ||
| Growth impulse EPS in 5 years |
|
-75.07 | 281.56 | -126.66% |
IP Score
2.41/10
