MOEX: ROSB - Росбанк

Yield per half year: -4.93%
Sector: Банки

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1. Summary

Advantages

  • Positive review Current debt level 4.11% is below 100% and has decreased over 5 years from 11.37%.

Disadvantages

  • Negative review Price (100.2 ₽) is higher than fair price (65.79 ₽)
  • Negative review Dividends (0%) are below the sector average (3.31%).
  • Negative review The stock's return over the last year (-9.73%) is lower than the sector average (-6.79%).
  • Negative review The company's current efficiency (ROE=2.38%) is lower than the sector average (ROE=17.63%)

2. Share price and performance

2.1. Share price

2.2. News

2.3. Market efficiency

Росбанк Банки Index
7 days -9.9% -9.8% -3.1%
90 days 1.4% -8.9% -2.3%
1 year -9.7% -6.8% 42%

Neutral review ROSB vs Sector: Росбанк has slightly underperformed the "Банки" sector by -2.94% over the past year.

Negative review ROSB vs Market: Росбанк has significantly underperformed the market by -51.76% over the past year.

Positive review Stable price: ROSB is not significantly more volatile than the rest of the market on "Московская биржа" over the last 3 months, with typical variations of +/- 5% per week.

Long period: ROSB with weekly volatility of -0.1871% over the past year.

3. Summary of the report

3.1. General

P/E: 5.4
P/S: 1.9396

3.2. Revenue

EPS 18.6
ROE 2.38%
ROA 0.3068%
ROIC 0%
Ebitda margin 82.69%

4. Fundamental Analysis

4.1. Stock price and price forecast

The fair price is calculated taking into account the Central Bank refinancing rate and earnings per share (EPS)

Negative review company.analysis.fundamental.minus11_title: The current price (100.2 ₽) is higher than the fair price (65.79 ₽).

Negative review Price is higher than fair: The current price (100.2 ₽) is 34.3% higher than the fair price.

4.2. P/E

Negative review P/E vs Sector: The company's P/E (5.4) is higher than that of the sector as a whole (4.12).

Positive review P/E vs Market: The company's P/E (5.4) is lower than that of the market as a whole (13.96).

4.2.1 P/E Similar companies

4.3. P/BV

Negative review P/BV vs Sector: The company's P/BV (0.69) is higher than that of the sector as a whole (0.6271).

Negative review P/BV vs Market: The company's P/BV (0.69) is higher than that of the market as a whole (-0.0414).

4.3.1 P/BV Similar companies

4.4. P/S

Negative review P/S vs Sector: The company's P/S indicator (1.9396) is higher than that of the sector as a whole (1.765).

Positive review P/S vs Market: The company's P/S indicator (1.9396) is lower than that of the market as a whole (2.58).

4.4.1 P/S Similar companies

4.5. EV/Ebitda

Positive review EV/Ebitda vs Sector: The company's EV/Ebitda (-3.68) is lower than that of the sector as a whole (-0.493).

Positive review EV/Ebitda vs Market: The company's EV/Ebitda (-3.68) is lower than that of the market as a whole (6.1).


5. Profitability

5.1. Profitability and revenue

5.2. Earnings per share - EPS

5.3. Past profitability Ebitda

Positive review Yield Trend: Rising and has grown by 32.6% over the last 5 years.

Negative review Earnings Slowdown: The last year's return (0%) is below the 5-year average return (32.6%).

Positive review Profitability vs Sector: The return for the last year (0%) exceeds the return for the sector (-17.81%).

5.4. ROE

Negative review ROE vs Sector: The company's ROE (2.38%) is lower than that of the sector as a whole (17.63%).

Negative review ROE vs Market: The company's ROE (2.38%) is lower than that of the market as a whole (15.68%).

5.5. ROA

Negative review ROA vs Sector: The company's ROA (0.3068%) is lower than that of the sector as a whole (1.3479%).

Negative review ROA vs Market: The company's ROA (0.3068%) is lower than that of the market as a whole (7.21%).

5.6. ROIC

Negative review ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (0%).

Negative review ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (13.11%).

6. Finance

6.1. Assets and debt

Positive review Debt level: (4.11%) is quite low in relation to assets.

Positive review Debt reduction: over 5 years, the debt has decreased from 11.37% to 4.11%.

Negative review Excess of debt: The debt is not covered by net income, percentage 227.81%.

6.2. Profit growth and share price

7. Dividends

7.1. Dividend yield vs Market

Negative review Low yield: The dividend yield of the company 0% is below the average for the sector '3.31%.

7.2. Stability and increase in payments

Negative review Unstable dividends: The company's dividend yield 0% has not been consistently paid over the past 7 years, DSI=0.43.

Negative review Weak dividend growth: The company's dividend yield 0% has been growing weakly or stagnant over the past 5 years. Growth over only 1 year.

7.3. Payout percentage

Negative review Dividend Coverage: Current payments from income (0%) are at an uncomfortable level.

8. Insider trades

8.1. Insider trading

Positive review Insider Buying Exceeds insider sales by 100% over the last 3 months.

8.2. Latest transactions

Transaction date Insider Type Price Volume Quantity
19.09.2023 Управляющая компания "Брокеркредитсервис"
Портфельный инвестор
Sale 100 13 962 600 000 139626167
16.11.2022 Благотворительный фонд Владимира Потанина
Стратегический инвестор
Sale 104.2 58 784 000 000 564145564
16.11.2022 ООО "ТрастЮнион Эссет Менеджмент"
Портфельный инвестор
Buy 104.2 12 128 100 000 116392140
16.11.2022 УК ТРИНФИКО
Портфельный инвестор
Buy 104.2 11 694 900 000 112235283
16.11.2022 ТКБ Инвестмент Партнерс
Портфельный инвестор
Buy 104.2 12 128 100 000 116392140

8.3. Main owners