Отчетность LendingClub Corporation
Капитализация
Отчетность Годовая
Квартальная
|
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
LTM |
Среднее за 5 лет |
CAGR 5 |
Капитализация, млрд $
|
|
|
|
|
|
|
1.8563 |
9.49 |
4.31 |
2.13 |
1.7346 |
1.1441 |
0.9717 |
1.9 |
1.02 |
|
0.7293 |
|
|
Выручка, млрд $
|
0.0004 |
0.0023 |
0.0192 |
0.0158 |
0.011 |
0.081 |
0.173 |
0.369 |
0.426 |
0.488 |
0.5954 |
0.6552 |
0.2435 |
0.0162 |
1.19 |
1.14 |
1.2695 |
|
|
Чистая прибыль, млрд $
|
-0.0121 |
-0.0103 |
-0.0113 |
-0.0119 |
-0.012 |
0.007 |
-0.033 |
-0.005 |
-0.146 |
-0.154 |
-0.1283 |
-0.0307 |
-0.1875 |
0.0186 |
0.2897 |
0.2625 |
0.0389 |
|
|
EV, млрд $
|
|
|
|
|
|
|
3.8 |
13.43 |
8.11 |
4.74 |
3.36 |
2.65 |
1.1 |
2.18 |
-0.0742 |
-0.4899 |
-0.2976 |
|
|
EBIT, млрд $
|
|
|
|
|
|
|
|
|
|
|
0.2573 |
0.2156 |
-0.0461 |
0.0597 |
0.2356 |
0.1963 |
0.3034 |
|
|
EBITDA, млрд $
|
1.4906 |
-0.0102 |
-0.0112 |
-0.0118 |
-0.004 |
0.009 |
-0.0212 |
0.0194 |
-0.1203 |
0.4644 |
0.3121 |
0.2748 |
0.0079 |
0.104 |
0.2794 |
0.2415 |
0.3506 |
|
|
FCF, млрд $
|
-0.0385 |
-0.07 |
-0.1724 |
-0.0109 |
-0.011 |
-0.009 |
0.029 |
0.035 |
-0.051 |
-0.635 |
-0.6919 |
-0.3213 |
0.3869 |
0.2055 |
0.3061 |
0.5208 |
-1.1961 |
|
|
Операционный денежный поток, млрд $
|
|
|
|
|
|
|
|
|
|
-0.5908 |
-0.639 |
-0.2706 |
0.418 |
0.2399 |
0.3756 |
0.5851 |
-1.1366 |
|
|
Баланс стоимость, млрд $
|
-0.0199 |
-0.0302 |
-0.0415 |
-0.0534 |
-0.0576 |
-0.0503 |
-0.0832 |
-0.0882 |
-0.2342 |
-0.3894 |
0.8692 |
0.9002 |
0.7242 |
0.8502 |
1.16 |
1.19 |
1.2518 |
|
|
Операционная прибыль, млрд $
|
-0.0121 |
-0.0103 |
-0.0113 |
-0.0119 |
-0.0042 |
0.0073 |
-0.0315 |
-0.0022 |
-0.1502 |
-0.1534 |
-0.1281 |
0.2156 |
-0.0461 |
0.0597 |
0.2356 |
0.1963 |
0.3034 |
|
|
Операционные расходы, млрд $
|
0.011 |
0.0111 |
0.0178 |
|
0.0329 |
0.278 |
0.599 |
0.982 |
1.342 |
1.33 |
1.31 |
1.18 |
0.5023 |
0.5023 |
0.1977 |
0.2707 |
0.6534 |
|
|
CAPEX, млрд $
|
0.0282 |
0.0619 |
0.1629 |
0.000383 |
0.0013 |
0.01 |
0.021 |
0.039 |
0.052 |
0.045 |
0.053 |
0.0507 |
0.0311 |
0.0344 |
0.0695 |
0.0643 |
0.0595 |
|
|
|
2019Q3 |
2019Q4 |
2020Q1 |
2020Q2 |
2020Q3 |
2020Q4 |
2021Q1 |
2021Q2 |
2021Q3 |
2021Q4 |
2022Q1 |
2022Q2 |
2022Q3 |
2022Q4 |
2023Q1 |
2023Q2 |
2023Q3 |
2023Q4 |
Среднее за 5 кварталов |
CAGR 5 |
Выручка, млрд $
|
0.31 |
0.28 |
0.28 |
0.11 |
0.12 |
0.1007 |
0.1319 |
0.2431 |
0.2637 |
0.2661 |
0.0055 |
0.3301 |
0.3049 |
0.2627 |
0.2457 |
0.2325 |
0.2008 |
0.196 |
|
|
Чистая прибыль, млрд $
|
-392 |
234 |
-0.05 |
-0.08 |
-0.03 |
-0.0267 |
-0.0471 |
0.0094 |
0.0272 |
0.0291 |
0.0408 |
0.1821 |
0.0432 |
0.0236 |
0.0137 |
0.0101 |
0.005 |
0.0102 |
|
|
EV, млрд $
|
|
|
|
|
|
|
|
|
|
|
0.9726 |
0.459 |
0.4368 |
-0.0922 |
-0.8042 |
-0.1569 |
-0.6092 |
-0.2848 |
|
|
EBIT, млрд $
|
|
|
|
|
|
|
|
|
|
|
0.0578 |
0.0623 |
0.0555 |
0.0599 |
0.0186 |
0.0148 |
0.0084 |
0.0562 |
|
|
EBITDA, млрд $
|
|
|
|
|
|
|
-0.0124 |
0.0331 |
0.0436 |
0.0397 |
0.0688 |
0.0729 |
0.0662 |
0.0715 |
0.0309 |
0.0264 |
0.0197 |
0.0681 |
|
|
FCF, млрд $
|
-0.27 |
-0.16 |
-0.23 |
0.15 |
0.41 |
0.0465 |
-0.0577 |
0.0754 |
0.0762 |
0.1116 |
0.0191 |
0.1755 |
0.093 |
0.0185 |
0.2338 |
-0.1072 |
-0.3609 |
-0.8261 |
|
|
Операционный денежный поток, млрд $
|
|
|
|
|
|
|
-0.0514 |
0.084 |
0.0857 |
0.1216 |
0.0407 |
0.1913 |
0.1103 |
0.0334 |
0.2502 |
-0.0914 |
-0.3449 |
-0.8148 |
|
|
Баланс стоимость, млрд $
|
|
|
|
|
|
|
-0.8333 |
-0.8239 |
-0.7967 |
-0.7676 |
0.8874 |
1.08 |
1.12 |
1.16 |
1.19 |
1.21 |
1.2082 |
1.2518 |
|
|
Операционная прибыль, млрд $
|
-0.26 |
-0.15 |
-0.22 |
0.16 |
0.42 |
0.0531 |
-0.0514 |
0.084 |
0.0857 |
0.1216 |
0.0578 |
0.0623 |
0.0555 |
0.0599 |
0.0186 |
0.0148 |
-0.0399 |
0.0562 |
|
|
Операционные расходы, млрд $
|
|
|
|
|
|
|
0.168 |
0.0351 |
0.0508 |
0.5023 |
0.0551 |
0.0615 |
0.046 |
0.1363 |
0.0269 |
-0.2177 |
0.0196 |
0.172 |
|
|
CAPEX, млрд $
|
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.0111 |
0.0118 |
0.0112 |
0.0106 |
0.0105 |
0.0216 |
0.0158 |
0.0173 |
0.0148 |
0.0164 |
0.0116 |
0.016 |
0.0113 |
|
|
Денежный поток Денежный поток поквартально
Бухгалтерский баланс
Отчетность Годовая
Квартальная
|
2008 |
2009 |
2010 |
2011 |
2012 |
2013 |
2014 |
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
LTM |
Среднее за 5 лет |
CAGR 5 |
Наличность, млрд
|
0.012 |
0.0026 |
0.0133 |
0.0322 |
0.0526 |
0.0495 |
0.8704 |
0.6244 |
0.5165 |
0.4017 |
0.373 |
0.2438 |
0.525 |
0.6871 |
1.06 |
1.64 |
1.2941 |
|
|
Short Term Investments
|
|
|
|
|
|
|
|
|
|
|
0.1705 |
0.2709 |
0.1422 |
0.2635 |
0.3457 |
0.5236 |
1.6203 |
|
|
Total Receivables
|
|
|
|
|
|
|
|
|
|
|
0.0422 |
0.0129 |
0.0052 |
|
0.0309 |
0.0358 |
0.0358 |
|
|
Товарно материальные запасы
|
|
|
|
|
|
|
|
|
|
|
0.02 |
0.5655 |
0.6285 |
|
1.0936 |
|
|
|
|
Амортизация, млрд
|
|
|
|
|
|
|
|
|
|
|
0.0548 |
0.0592 |
0.054 |
0.0443 |
0.0438 |
0.0472 |
0.0472 |
|
|
Total Current Assets
|
|
|
|
|
|
|
|
|
|
|
0.5657 |
0.5276 |
0.6724 |
0.9507 |
1.4 |
1.73 |
2.87 |
|
|
Чистые активы, млрд
|
|
|
|
-0.0485 |
-0.0508 |
0.0681 |
0.9732 |
1.0419 |
0.9758 |
0.9225 |
0.5657 |
0.5276 |
0.6724 |
4.26 |
1.4 |
0.4028 |
0.1365 |
|
|
Активы, млрд
|
0.0311 |
0.068 |
0.1699 |
0.4033 |
0.8508 |
1.9434 |
3.89 |
5.79 |
5.56 |
4.64 |
3.82 |
2.98 |
1.86 |
4.9 |
7.98 |
8.75 |
8.83 |
|
|
Short Term Debt
|
|
|
|
|
|
|
|
|
|
|
0.4588 |
0.5875 |
0.105 |
0.0278 |
0.0026 |
0.0039 |
0.0039 |
|
|
Long Term Debt
|
|
|
|
|
|
|
|
|
|
|
1.91 |
1.08 |
0.6368 |
0.0155 |
0.1303 |
0.0194 |
0.0194 |
|
|
Задолженность, млрд
|
0.019 |
0.0658 |
0.1544 |
0.4518 |
0.7986 |
1.8753 |
2.92 |
4.75 |
4.59 |
3.71 |
2.95 |
2.08 |
1.14 |
4.05 |
6.82 |
7.56 |
7.58 |
|
|
Чистый долг, млрд
|
-0.012 |
-0.0026 |
-0.0133 |
-0.0313 |
0.7348 |
1.7905 |
1.9432 |
3.95 |
3.8 |
2.59 |
2.25 |
1.58 |
0.4641 |
-0.3487 |
-0.9909 |
-1.55 |
-1.2369 |
|
|
Долг, млрд
|
|
|
|
0.000898 |
0.7874 |
1.84 |
2.81 |
4.57 |
4.32 |
3.3 |
2.62 |
1.82 |
0.9891 |
0.3384 |
0.0661 |
0.0918 |
0.0572 |
|
|
|
2019Q3 |
2019Q4 |
2020Q1 |
2020Q2 |
2020Q3 |
2020Q4 |
2021Q1 |
2021Q2 |
2021Q3 |
2021Q4 |
2022Q1 |
2022Q2 |
2022Q3 |
2022Q4 |
2023Q1 |
2023Q2 |
2023Q3 |
2023Q4 |
Среднее за 5 кварталов |
CAGR 5 |
Наличность, млрд
|
0.48 |
0.49 |
0.43 |
0.47 |
0.54 |
0.6285 |
0.9709 |
0.6925 |
0.9397 |
0.7636 |
1.05 |
1.04 |
0.9528 |
1.06 |
1.64 |
1.2 |
1.3078 |
1.2525 |
|
|
Short Term Investments
|
|
|
|
|
|
|
|
|
|
|
|
0.403 |
0.3592 |
0.3457 |
0.38 |
0.5236 |
0.7957 |
1.6203 |
|
|
Total Receivables
|
|
|
|
|
|
|
|
|
|
|
|
|
|
0.0309 |
|
|
|
0.0358 |
|
|
Товарно материальные запасы
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1.0936 |
|
|
|
|
|
|
Амортизация, млрд
|
|
|
|
|
|
|
|
|
|
|
|
0.0106 |
0.0107 |
0.0116 |
0.0124 |
0.0116 |
0.0113 |
0.012 |
|
|
Total Current Assets
|
|
|
|
|
|
|
|
|
|
|
|
1.44 |
1.31 |
1.4 |
0.4028 |
1.73 |
0.8149 |
|
|
|
Чистые активы, млрд
|
|
|
|
|
|
|
0.7331 |
0.7624 |
0.8048 |
0.8502 |
1.44 |
1.44 |
1.31 |
1.4 |
0.4028 |
1.73 |
0.1598 |
|
|
|
Активы, млрд
|
|
|
|
|
|
|
4.49 |
4.37 |
4.75 |
4.9 |
5.57 |
6.19 |
6.78 |
7.98 |
8.75 |
8.34 |
8.47 |
8.83 |
|
|
Short Term Debt
|
|
|
|
|
|
|
|
|
|
|
|
0.008 |
0.0048 |
0.0026 |
0.0014 |
6.84 |
7 |
0.0039 |
|
|
Long Term Debt
|
|
|
|
|
|
|
|
|
|
|
|
0.0153 |
0.2101 |
0.1303 |
0.053 |
0.0425 |
0.0288 |
0.0194 |
|
|
Задолженность, млрд
|
|
|
|
|
|
|
3.76 |
3.61 |
3.95 |
4.05 |
4.69 |
5.11 |
5.65 |
6.82 |
7.56 |
0.0425 |
0.0288 |
7.58 |
|
|
Чистый долг, млрд
|
|
|
|
|
|
|
0.0218 |
0.1175 |
-0.3171 |
-0.2571 |
-0.8354 |
-0.8813 |
-0.7508 |
-0.9909 |
-1.55 |
-1.16 |
-1.2789 |
-1.2369 |
|
|
Долг, млрд
|
|
|
|
|
|
|
0.8536 |
0.6862 |
0.545 |
0.43 |
0.2178 |
0.1606 |
0.202 |
0.0661 |
0.0918 |
0.0425 |
0.0288 |
0.0572 |
|
|
Эффективность
Отчетность Годовая
Квартальная
|
2012 |
2013 |
2014 |
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
LTM |
Среднее по отрасли |
Среднее за 5 лет |
CAGR 5 |
ROE, %
|
|
|
-7.01 |
-0.5 |
-14.47 |
-16.21 |
-14.32 |
-3.47 |
-23.09 |
2.36 |
28.76 |
22.29 |
|
3.22 |
10.05 |
|
|
ROA, %
|
-2.96 |
0.52 |
-1.13 |
-0.1 |
-2.57 |
-3.02 |
-3.03 |
-0.9024 |
-7.74 |
0.5494 |
4.5 |
3.14 |
|
0.4634 |
3.94 |
|
|
ROIC, %
|
|
|
-0.87 |
-0.09 |
-2.76 |
-3.97 |
-4.62 |
-1.55 |
-13.78 |
-12.94 |
|
|
|
|
7.49 |
|
|
ROS, %
|
|
|
-18.23 |
-0.59 |
-35.25 |
85.76 |
43.22 |
32.91 |
-18.94 |
12.27 |
23.81 |
24.4 |
3.06 |
3.06 |
265.54 |
|
|
ROCE, %
|
|
|
|
|
|
|
7.5 |
9.08 |
-2.64 |
1.2519 |
2.99 |
12.79 |
|
3.46 |
7.06 |
|
|
Рентаб EBITDA, %
|
|
|
-12.29 |
5.27 |
-28.24 |
95.24 |
52.42 |
41.94 |
3.25 |
641.54 |
23.53 |
21.12 |
|
27.62 |
283.08 |
|
|
Чистая рентаб, %
|
|
|
-19.03 |
-1.36 |
-34.26 |
-31.55 |
-21.55 |
-4.68 |
-77.01 |
114.59 |
24.4 |
22.96 |
|
3.07 |
272.34 |
|
|
Operation Margin, %
|
|
|
-18.23 |
-0.59 |
-35.25 |
-31.46 |
-21.52 |
-4.71 |
-77.05 |
-23.38 |
|
19.85 |
23.9 |
23.9 |
275.03 |
|
|
Чистая процентная маржа, %
|
-111.65 |
9.05 |
-19.03 |
-1.36 |
-34.26 |
-31.55 |
-21.55 |
-4.69 |
-84.13 |
2.32 |
|
|
|
10.82 |
25.27 |
|
|
Доходность FCF, %
|
|
|
1.581 |
0.3726 |
-1.1903 |
-29.52 |
|
|
|
|
|
|
|
|
|
|
|
|
2021Q1 |
2021Q2 |
2021Q3 |
2021Q4 |
2022Q1 |
2022Q2 |
2022Q3 |
2022Q4 |
2023Q1 |
2023Q2 |
2023Q3 |
2023Q4 |
Среднее по отрасли |
Среднее за 5 кварталов |
CAGR 5 |
ROE, %
|
-6.34 |
1.2726 |
3.64 |
3.77 |
5.06 |
21.03 |
4.57 |
2.3 |
1.2413 |
0.8756 |
0.4239 |
0.844 |
10.05 |
|
|
ROA, %
|
-1.4819 |
0.2115 |
0.5961 |
0.6032 |
0.7797 |
3.1 |
0.6665 |
0.3198 |
0.1633 |
0.1183 |
0.0596 |
0.1174 |
3.94 |
|
|
ROCE, %
|
|
|
|
|
1.2022 |
1.1861 |
0.9649 |
0.9177 |
0.3346 |
0.1873 |
0.1021 |
0.6576 |
7.06 |
|
|
Рентаб EBITDA, %
|
-11.69 |
16.55 |
18.01 |
15.4 |
1246.13 |
22.09 |
21.7 |
27.2 |
12.58 |
11.37 |
9.79 |
21.54 |
283.08 |
|
|
Чистая рентаб, %
|
-44.49 |
4.68 |
11.24 |
11.29 |
739.25 |
55.16 |
14.17 |
8.98 |
5.56 |
4.35 |
2.49 |
5.18 |
272.34 |
|
|
Остальное
Отчетность Годовая
Квартальная
|
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
LTM |
CAGR 5 |
Чист. проц. доходы, млрд
|
0.6113 |
0.4875 |
0.3453 |
0.2097 |
0.2928 |
0.5573 |
0.6481 |
|
0.8326 |
|
Расходы на обслуживание долга
|
0.5714 |
0.3856 |
0.2466 |
0.1415 |
0.08 |
0.0825 |
0.1263 |
|
0.0052 |
|
Персонал, чел
|
|
|
|
|
1192 |
1384 |
1585 |
1025 |
|
|
|
2021Q1 |
2021Q2 |
2021Q3 |
2021Q4 |
2022Q1 |
2022Q2 |
2022Q3 |
2022Q4 |
2023Q1 |
2023Q2 |
2023Q3 |
2023Q4 |
CAGR 5 |
Чист. проц. доходы, млрд
|
0.0446 |
0.0677 |
0.0829 |
0.0977 |
0.1117 |
0.1285 |
0.1432 |
0.174 |
0.2024 |
0.2145 |
0.2074 |
0.2083 |
|
Расходы на обслуживание долга
|
0.0261 |
0.0218 |
0.0176 |
0.0145 |
0.012 |
0.0122 |
0.0195 |
0.0388 |
0.0557 |
0.0678 |
0.0704 |
0.0768 |
|