NYSE: BAC - Bank of America

Yield per half year: +19.57%
Sector: Financials

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1. Summary

Advantages

  • Positive review The stock's return over the last year (-0.4962%) is higher than the sector average (-99.01%).
  • Positive review Current debt level 9.93% is below 100% and has decreased over 5 years from 10.6%.

Disadvantages

  • Negative review Price (34.09 $) is higher than fair price (33.13 $)
  • Negative review Dividends (2.97%) are below the sector average (3.75%).
  • Negative review The company's current efficiency (ROE=10.13%) is lower than the sector average (ROE=18.35%)

2. Share price and performance

2.1. Share price

2.2. News

2.3. Market efficiency

Bank of America Financials Index
7 days 1.4% -99% -1.4%
90 days 23.4% -99% -0.3%
1 year -0.5% -99% 47.9%

Positive review BAC vs Sector: Bank of America has outperformed the "Financials" sector by 98.51% over the past year.

Negative review BAC vs Market: Bank of America has significantly underperformed the market by -48.38% over the past year.

Positive review Stable price: BAC is not significantly more volatile than the rest of the market on "New York Stock Exchange" over the last 3 months, with typical variations of +/- 5% per week.

Long period: BAC with weekly volatility of -0.0095% over the past year.

3. Summary of the report

3.1. General

P/E: 10.09
P/S: 2.93

3.2. Revenue

EPS 3.22
ROE 10.13%
ROA 0.8851%
ROIC 0%
Ebitda margin 55.87%

4. Fundamental Analysis

4.1. Stock price and price forecast

The fair price is calculated taking into account the Central Bank refinancing rate and earnings per share (EPS)

Negative review company.analysis.fundamental.minus11_title: The current price (34.09 $) is higher than the fair price (33.13 $).

Negative review Price is higher than fair: The current price (34.09 $) is 2.8% higher than the fair price.

4.2. P/E

Positive review P/E vs Sector: The company's P/E (10.09) is lower than that of the sector as a whole (53.35).

Positive review P/E vs Market: The company's P/E (10.09) is lower than that of the market as a whole (92.53).

4.2.1 P/E Similar companies

4.3. P/BV

Positive review P/BV vs Sector: The company's P/BV (1.0172) is lower than that of the sector as a whole (2.6).

Positive review P/BV vs Market: The company's P/BV (1.0172) is lower than that of the market as a whole (24.49).

4.3.1 P/BV Similar companies

4.4. P/S

Positive review P/S vs Sector: The company's P/S indicator (2.93) is lower than that of the sector as a whole (80.18).

Positive review P/S vs Market: The company's P/S indicator (2.93) is lower than that of the market as a whole (49.94).

4.4.1 P/S Similar companies

4.5. EV/Ebitda

Positive review EV/Ebitda vs Sector: The company's EV/Ebitda (6.47) is lower than that of the sector as a whole (45.42).

Positive review EV/Ebitda vs Market: The company's EV/Ebitda (6.47) is lower than that of the market as a whole (76.61).


5. Profitability

5.1. Profitability and revenue

5.2. Earnings per share - EPS

5.3. Past profitability Ebitda

Positive review Yield Trend: Rising and has grown by 0.0729% over the last 5 years.

Negative review Earnings Slowdown: The last year's return (-3.81%) is below the 5-year average return (0.0729%).

Positive review Profitability vs Sector: The return for the last year (-3.81%) exceeds the return for the sector (-79.82%).

5.4. ROE

Negative review ROE vs Sector: The company's ROE (10.13%) is lower than that of the sector as a whole (18.35%).

Positive review ROE vs Market: The company's ROE (10.13%) is higher than that of the market as a whole (-4.21%).

5.5. ROA

Negative review ROA vs Sector: The company's ROA (0.8851%) is lower than that of the sector as a whole (2.14%).

Negative review ROA vs Market: The company's ROA (0.8851%) is lower than that of the market as a whole (7%).

5.6. ROIC

Negative review ROIC vs Sector: The company's ROIC (0%) is lower than that of the sector as a whole (7.72%).

Negative review ROIC vs Market: The company's ROIC (0%) is lower than that of the market as a whole (8.49%).

6. Finance

6.1. Assets and debt

Positive review Debt level: (9.93%) is quite low in relation to assets.

Positive review Debt reduction: over 5 years, the debt has decreased from 10.6% to 9.93%.

Negative review Excess of debt: The debt is not covered by net income, percentage 1100.29%.

6.2. Profit growth and share price

7. Dividends

7.1. Dividend yield vs Market

Negative review Low yield: The dividend yield of the company 2.97% is below the average for the sector '3.75%.

7.2. Stability and increase in payments

Positive review Dividend stability: The company's dividend yield 2.97% has been steadily paid over the past 7 years, DSI=0.93.

Positive review Dividend growth: Company's dividend yield 2.97% has been growing over the last 5 years. Growth over 9 years.

7.3. Payout percentage

Positive review Dividend Coverage: Current payments from income (31.15%) are at a comfortable level.

8. Insider trades

8.1. Insider trading

Positive review Insider Buying Exceeds insider sales by 100% over the last 3 months.

8.2. Latest transactions

Transaction date Insider Type Price Volume Quantity
28.01.2022 Sieg Andrew M.
Pres, Merill Wealth Mgmt
Sale 45.12 830 524 18407