Commerzbank AG (CRZBY) 📈: отчетность и дивиденды за 2025

Capitalization

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Капитализация, млрд €			15.52	9.57	14.27	14.45	8.7	6.44	8.33	9.73	13.76	13.56
Выручка, млрд €			9.8	8.87	8.92	8.62	8.85	8.77	9.65	10.39	9.92	11.75
Чистая прибыль, млрд €			1.06	0.279	0.156	0.865	0.585	-2.89	0.43	1.44	2.22	2.22
EV, млрд €	372.86	138.16				-8.19	6.27	8.1	-96.57	-31.72	-89.31	-40.36
EBIT, млрд €			7.38	5.25	4.62	5.05	1.01	-2.61	0.184	5.92	-0.759	-0.759
EBITDA, млрд €			7.87	5.8	5.24	5.72	2.02	-1.67	1.06	6.73	0.01	0.01
Баланс стоимость, млрд €			29.4	28.61	28.88	28.21	29.37	27.48	28.85	30.02	31.99	31.99
FCF, млрд €			14.47	-6.09	19.52	-2.29	-11.49	32.78	-25.23	25.18	19.09	19.09
Операционный денежный поток, млрд €			14.72	-5.73	20.43	-1.7	-10.79	33.68	-24.26	25.86	20.09	20.09
Операционная прибыль, млрд €			1.8	0.643	4.62	5.05	1.01	-2.61	0.182	5.92	9.54	0.01
Операционные расходы, млрд €			7.33	7.23	7.43	7.1	6.99	7	7.39	7.41	0.375	7.35
CAPEX, млрд €			0.252	0.362	0.908	0.589	0.699	0.898	0.973	0.675	0.998	0.998

	2017Q3	2017Q4	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Капитализация, млрд €													7.76	8.95	10.52	9.38	8.57	10.25	13.66	13.42	13.88	14.2
Выручка, млрд €																2.55	0.001	2.92	2.67	3.29	2.09	2.92	6.43	3.37	2.13
Чистая прибыль, млрд €																0.47	0.039	0.472	0.58	0.565	0.684	0.395	0.747	0.538	0.641
EV, млрд €																-53.75	-108.05	-34.37	-77.63	-24.29	-71.06	-41.11	-90.32	-84.1	-75.57
EBIT, млрд €															1.11	1.4	1.16	2.04	2.69	1.79	2.2	0.589	1.07	0.632
EBITDA, млрд €															1.08	1.43	1.32	2.09	2.7	0.903	1.09	0.024	-0.014	-0.239
Баланс стоимость, млрд €																29.52	29.73	30.02	30.84	30.97	31.71	31.99	29.06	29.16	33.61
FCF, млрд €											-7.7	0	0	0	0	0	0	0.027	0	0
Операционный денежный поток, млрд €			-4.46	6.65	4.45	-13.19	-8.7	14.72	26.32	0.345	-7.7							0.027
Операционная прибыль, млрд €																1.4	1.16	2.04	2.69	0.903	1.09	0.024	-0.014	6.49	-8.33
Операционные расходы, млрд €																1.73	1.74	2.16	1.72	2.19	0.896	1.93	2.06	0.036	2.13
CAPEX, млрд €	1.07	1.09		2.46	2.64	1.8	2.46	0.898	0.898	0.898	0.898

	5 quarters average	CAGR 5

Cash flow Cash flow quarterly Assets

Balance sheet

IFRS

Reporting Annual Quarterly

	2009	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	LTM	5 year average	CAGR 5
Наличность, млрд €						28.53	34.81	56.64	62.27	46.19	81.21	60.21	86.65	102.69	102.69
Short Term Investments €				75.9	73.66	54.63	4 966 695.42
Long term investments €					109.44	89.23	161.61	120.29	414.92	139.95	134.65	122.1	96.91	100.65
Total Receivables €						0.957	1.09	0.218	0.22	0.229	0.275	0.269	0.256	0.241	0.241
Total Current Assets €						29.48	35.91	56.86	62.49	46.42	81.49	60.48	86.9	102.93	102.93
Чистые активы, млрд €						2.49	1.72	1.6	1.55	3.49	3.21	2.88	2.43	30.02	95.77
Активы, млрд €						532.64	480.45	452.49	462.37	463.64	506.92	473.04	477.44	517.17	517.17
Short Term Debt €				277.4	25.82
Long Term Debt €				98.33	99.02	75.19	67.5		184.28	146.44
Задолженность, млрд €						502.23	450.81	422.45	432.96	45.28	46.12	43.85	43.77	484.16	48.25
Чистый долг, млрд €						23.89	14.61	-12.61	-15.88	-0.915	-35.09	-16.36	-42.88	-102.69	-54.44
Долг, млрд €				375.73	124.84				46.39	45.28	46.12	83.2	43.77	48.25	48.25
Interest income €							9.63	8.31	8.56	8.65	7.46	7.27	10.33	18.26
Расходы на обслуживание долга €						5.7	4.71	4.22	3.92	3.7	2.61	2.42	3.87	9.9	9.9
Чист. проц. доходы, млрд €							4.92	4.09	4.63	4.95	4.85	4.85	6.46	8.37	20.3
Goodwill €	2.06	2.09	2.08	2.08	2.08	2.08	1.48	1.51	1.51	1.52
Амортизация, млрд €						0.485	0.547	0.618	0.663	1.01	0.939	0.873	0.811	0.769	0.769
Себестоимость, млрд €							-0.095	-0.24						-1.84
Товарно материальные запасы €										-94.63	-130.22	-88.98	109.4	121.9	121.9

	2011Q2	2012Q1	2012Q2	2012Q3	2012Q4	2016Q1	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
Наличность, млрд €																													104.72	117.65	86.65	87.61	84.96	87.55	102.69	109.08	104.09	95.23
Short Term Investments €		-0.011	-0.018	-0.008			40.5	47.56	54.05	70.13
Long term investments €																										419.39	122.1	410.66	111.91	410.86	96.91	387.16	97.17	398.61	100.65
Total Receivables €																									0.331	0.199	0.269	0.2	0.339	0.197	0.256		0.328		0.241		0.296
Total Current Assets €																													105.06	117.65	86.9	87.61	85.29	87.55	102.93	136.7	238.34	95.23
Чистые активы, млрд €																							3.21	3.13	3.02	2.99	28.85	28.93	2.71	2.59	2.43		2.31
Активы, млрд €																													535.05	543.37	477.44	497.36	501.6	509.89	517.17	551.98	560.09	565.33
Short Term Debt €							193.45	191.58	213.9	16.02	114.36	112.17
Long Term Debt €										72.94	47.56	48.44	44.22	48.39	46.73	146.88	162.88	105.06	146.44
Задолженность, млрд €																													504.59	512.86	43.77	468.71	48.07	480.32	48.25	521.87	526.69	530.53
Чистый долг, млрд €																													-62.69	-114.54	-42.88	-84.5	-36.89	-84.44	-54.44	-105.97	-100.98	-95.23
Долг, млрд €												160.61															43.85		42.02		47.33	3.34	48.07	3.11	48.25	3.11	3.11
Interest income €																										1.74	1.91	1.99	2.21	2.52	3.62	3.79	4.43	4.84	5.2
Расходы на обслуживание долга €																													0.73	0.896	1.66	1.85	2.3	2.68	3.07	3.2	3.37	3.28
Чист. проц. доходы, млрд €																												1.4	1.48	1.62	1.96	1.95	2.13	2.17	2.13	5.92	6.06
Goodwill €													1.51	1.51	1.51	1.51	1.51	1.51	1.52	1.52	1.52	1.52
Амортизация, млрд €																												-0.032	0.025	0.156	0.057	0.012	-0.889	-1.12	-0.565	-1.08	-0.871
Себестоимость, млрд €	-0.13	0.07	-0.035		-0.291	-0.008	-0.087																				-0.001									3.38	-3.15
Товарно материальные запасы €																													-149.67		-109.4		116.34		121.9		104.39

	5 quarters average	CAGR 5

Share

IFRS

Reporting Annual Quarterly

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 year average	CAGR 5
EPS	0.8322	0.0749	0.2745	0.7764	0.5688	-0.4813	0.7457	1.15	1.79			1.79
Цена акции ао			15.02	6.61	6.19	6.44	7.61	9.43	10.8	16.28	25.03	25.03
Число акций ао, млн	1252.36	1252.36	1252.36	1252.4	1252.4	1250.4	1209.09	1252.36	1245.7			1245.7
FCF/акцию	11.55	-4.86	15.59	-1.83	-9.17	26.21	-20.87	20.11	15.32			15.32

	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	5 quarters average	CAGR 5
EPS													0.3075	0.4698	0.439	0.4977	0.4556	0.5515	0.3185	0.6023	0.4533	0.5401
Цена акции ао										6.42	7.41	8.47	7.56	6.9	8.18	10.91	10.82	11.19	11.45
Число акций ао, млн										1209.09	1209.09	1241.67	1241.67	1241.67	1252.36	1252.36	1240.2	1240.2	1240.22
FCF/акцию	-3.56	5.31	3.55	-10.53	-6.95	11.63	21.02	0.2759	-6.16						0.0216

	5 quarters average	CAGR 5

Efficiency

IFRS

Reporting Annual Quarterly

	2011	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
ROE, %				3.61	0.9751	0.5402	3.07	1.99	-10.52	1.49	4.88	7.17			6.95	15.51
ROA, %				0.1994	0.0581	0.0345	0.1871	0.1262	-0.5701	0.0909	0.302	0.4472			0.43	4.58
ROIC, %		0.0817	0.3754	1.5	0.4		2.97	1.58			2.28					7.36
ROS, %						1.75	10.03	6.61	-32.95	4.45	13.81	22.43	18.92	18.92	18.92	24.68
ROCE, %					17.72	15.39	17.18	0.2417	-0.5655	0.0429	1.31	-0.1526		-0.1619	-0.1619	5.90
Ebit margin, %								11.43	-29.71	1.91	56.97	-7.66		-6.46	-6.46
Рентаб EBITDA, %					65.37	58.78	66.3	22.78	-19	10.95	64.77	0.1009		0.0851	0.0851	20.23
Чистая рентаб, %				10.83	3.14	1.75	10.03	6.61	-32.95	4.45	13.81	22.43			18.92	24.68
Operation Margin, %						51.85	58.61	11.43	-29.71	1.89	56.97	96.22	0.0851	0.0851	0.0851	11.42
Чистая процентная маржа, %	7.05		2.75	10.83	3.11	1.7	10.03	7.28	-33.26	3.01					4.61	23.20
Доходность FCF, %			10.56	93.25	-63.67	136.8	-15.82	-132.05	508.99	-303.09	258.7	138.74

	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	Industry average	5 quarters average	CAGR 5
ROE, %											1.59	0.1312	1.57	1.88	1.87	2.23	1.27	2.4	1.75	2.09	15.51
ROA, %											0.0878	0.0072	0.0989	0.1166	0.1131	0.1352	0.0769	0.1397	0.0968	0.1139	4.58
ROS, %											18.4	3900	16.15	21.76	17.17	32.71	13.51	11.62	15.98	30.08	24.68
ROCE, %										3.73	4.6	3.81	0.4692	9.4	0.3745	0.4648	0.1213	0.2138	0.1226		5.90
Ebit margin, %															54.45	105.4	20.14	16.65	18.77
Рентаб EBITDA, %										38.71	55.83	131900	71.59	101.43	27.44	52.08	0.8208	-0.2178	-7.1		20.23
Чистая рентаб, %											18.4	3900	16.15	21.76	17.17	32.71	13.51	11.62	15.98	30.08	24.68
Operation Margin, %											54.86	116300	69.64	100.98	27.44	52.08	0.8208	-0.2178	192.6	-390.8	11.42
Доходность FCF, %	-40.04	70.09	44.52	-165.71	-117.39	211.57	537.95	5.12	-106.21				0.2634

	Industry average	5 quarters average	CAGR 5

Coefficients

IFRS

Reporting Annual Quarterly

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Industry average	5 year average	CAGR 5
P/E			14.61	34.28	91.48	16.71	14.87	-2.23	19.36	7.78	6.02			6.33	48.41
P/BV			0.5277	0.3343	0.4942	0.5124	0.2962	0.2343	0.2886	0.0257	0.4055			0.03	7.81
P/S			1.58	1.08	1.6	1.68	0.9831	0.7341	0.8624	1.07	1.35			1.2	16.52
P/FCF					0.731	-6.32	-0.7573	0.1965	-0.3299	0.3865	0.7208	0.7104	0.7104	0.7104	2.35
E/P					0.0109	0.0598	0.0673	-0.4488	0.0516	0.1474	0.1616	0.164	0.164	0.164	87.25
EV/EBITDA			25.02	39.4	-50.77	92.25	64.83	32.81	32.19	-4.71	-8930.82			-4036.23	-221.77
EV/EBIT							6.24	10.94	-43.23	-5.36	117.67	53.18	53.18	53.18
EV/S	38.92	14.4					0.6416	-3.21	-0.8698	-3.05	-9.01	-3.43	-3.43	-3.43	16.17
EV/FCF	-37.4	71.73					-0.4943	-0.8583	0.3328	-1.26	-4.68	-2.11	-2.11	-2.11	21.21
Debt/EBITDA		16.28				8.11	7.92	48.91	11.88	6.5	4825.4	4825.4	4825.4	4825.4	-305.32
Netdebt/Ebitda					-2.41	-2.78	-0.4539	21.05	-15.48	-6.37	-10269.2	-5443.8	-5443.8	-5443.8	-294.78
Debt/Ratio					0.93	0.94	0.93	0.94	0.94	0.0917	0.0933	0.0933	0.0933	0.0933	0.13
Debt/Equity					14.63	15.35	14.74	17.41	17.41	1.46	1.51	0.5039	0.5039	0.5039	2.63
Debt/Net Income	4817.03	472.89					77.39	-15.96	101.97	30.5	21.7	21.7	21.7	21.7	30.84
Бета								1.92	1.78	1.4	0.8412	0.7608	-6.2	-6.2	-0.56
Индекс Альтмана					0.0201	0.0411	-2.23	-0.0411	-0.0555	0.063	-1.16	-0.9825	-0.9825	-0.9825	50.18

	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q1	2020Q2	2020Q3	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q3	2025Q1	Industry average	5 quarters average	CAGR 5
P/E																					19.96	219.82	21.71	23.56	7.65	5.84	6.01	6.55	7.39	8.65		48.41
P/BV																					0.3178	0.2884	0.3414	0.4431	0.0278	0.4523	0.0284	0.5199	0.5055	0.5649		7.81
P/S																					3.67	8572.91	3.51	5.13	1.43	1.23	1.22	1.06	1.18	1.36		16.52
P/FCF							-2.5	1.43	2.25	-0.6035	-0.8518	0.4726	0.1859	19.53	-0.9415								379.58									2.35
E/P																		0.0519	0.047	0.0283	0.0501	0.0045	0.0461	0.0424	0.0421	0.0493	0.0278					87.25
EV/EBITDA																				-29.89	-12.34	-23.17	-5.36	-9.58	-3.46	-10.47	-8.71	-45.11	-97.79			-221.77
EV/EBIT																									-13.56	-32.24	-69.8	-84.41	-133.06
EV/S			118.16	20.23	48.9	53.77																			-7.38	-33.98	-14.06	-14.05	-24.98	-35.46		16.17
EV/FCF	57.4	27.06	113.64	-34.59	10.54	-95.81																										21.21
Debt/EBITDA						110.31													52.38		29.47		20.92	1.15	53.24	2.86	2010.58	-222.43	-13.03			-305.32
Netdebt/Ebitda																				-91.97	-43.96	-86.84	-20.5	-31.25	-40.85	-77.53	-2268.25	7569.29	422.5			-294.78
Debt/Ratio		0.5209	0.585	0.1816	0.3578	0.3417																			0.0958	0.0061	0.0933	0.0056	0.0056			0.13
Debt/Equity		8.89	10.08	3.11	5.61	5.76																			1.55	0.0982	1.51	0.1071	0.1068			2.63
Debt/Net Income		1176.9	-447.46	188.47	1799.14	642.43																			85.08	4.55	122.16	4.17	5.79			30.84
Бета																															-6.2	-0.56
Индекс Альтмана																0.0068	-0.0031	0.0108	-0.0699	0.0201	0.0099	0.0135	0.0138		0.0085						-0.9825	50.18

	Industry average	5 quarters average	CAGR 5

Dividends

IFRS

Reporting Annual Quarterly

	2006	2007	2008	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	Industry average	5 year average	CAGR 5
Див.выплата, млрд			0.657				0.25	0.3024	0.2715	0.25	0.25	0.25	0.25			0.25	0.25
Дивиденд	6.22	10.2	15.46		13.81		3.65			0.2259			0.2236				0.2019	0.3475	0.3475
Див доход, ао, %				19.6	321.04	88.36	42.59	22.87		2.96			3.22				2.16	1.47	1.47	8.23
Дивиденды / прибыль, %									25.57	89.61	160.26	28.9	42.74	0	0	17.42	11.24		11.24	521.42

	2005Q2	2006Q2	2007Q2	2008Q2	2011Q2	2013Q2	2016Q2	2018Q3	2018Q4	2019Q1	2019Q2	2023Q2	Industry average	5 quarters average	CAGR 5
Див.выплата, млрд								0.2894	0.2868	0.881	0.9454
Дивиденд	3.22	6.22	10.2	15.46	13.81	3.65	0.2259				0.2236	0.2135
Див доход, ао, %	14.83	16.49	21.13	45.53	248.46	48.62	2.73				2.8	1.97	8.23
Дивиденды / прибыль, %								132.76	251.55	734.2	348.87		521.42

	Industry average	5 quarters average	CAGR 5

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IFRS

Reporting Annual

	2021	2022	2023	2024	CAGR 5
Персонал, чел	38432	38432	37516	42098

	CAGR 5

	CAGR 5

Investing Port

OTC: CRZBY - Commerzbank AG

Reporting Commerzbank AG

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